
Real capital, matched to your business approved in days, funded without the paperwork chase.
Free · No obligation · 2-minute application
Working Capital Loans
A lump sum with a fixed schedule — for expansion, inventory, or a clean payoff of higher-cost debt.
Business Line of Credit
Draw what you need, when you need it. Pay interest only on what's outstanding.
Merchant Cash Advance
Funding against future revenue, approved on cash flow — not just your credit score.
SBA Funding
Government-backed terms and lower rates for owners who qualify and can wait for the process.
Equipment Financing
Get the vehicles, machinery, or tools you need now, and pay for them as they earn.
Revenue-Based Financing
Repayments that flex with your sales — built for seasonal or growing businesses.
Vertically Integrated Solutions was built on a simple idea: business owners deserve a funding partner who moves as fast as they do. We've watched too many good businesses get held back by slow-moving banks and paperwork that goes nowhere so we built something different.
A team that actually picks up the phone. Underwriting that uses common sense instead of red tape. And capital that lands in your account in days, not months.

Apply in Minutes
Tell us about your business. No stacks of paperwork, no upfront fees.
Review Your Options
We match you to the funding options you actually qualify for and explain them.
Receive Your Funds
Sign, and funds hit your account — often within 24–48 hours of approval.
Real result from real clients who stopped waiting and started building.
★★★★★
"I'd been turned down twice by my bank. Vertically Integrated Solutions had an answer for me in two days and the funds a day after that."
J. Ramirez
Owner, Home Services Co.
★★★★★
"No hidden fees, no runaround. They walked me through every option and I picked the one that actually made sense."
D. Whitfield
Owner, Retail Business
★★★★★
"The line of credit gave us breathing room during our slow season. Best financial decision we made last year."
M. Alavi
Owner, Logistics Company
Still have questions?
Many clients receive a decision within 24–72 hours, depending on the funding program.
No. We work with business owners at different stages. If your credit needs improvement first, we'll guide you through the process before applying for funding.
No hard pull happens during your initial application. We only run a hard inquiry when you've chosen an offer and are ready to move forward — and we always inform you before that happens.
Most clients receive approval within 24–72 hours. After signing, funds are deposited in as little as 24 hours for merchant cash advances, and 3–7 business days for term loans. We tell you exactly what to expect before you commit.
Whatever your business needs inventory, payroll, equipment, marketing, expansion, or paying off higher-cost debt. There's no restriction on use once funds are in your account.
Find out what you qualify for in minutes — free to check, no impact to your credit.